Sardex Insurance Brokerage

Insurance,
compared.

One request. Quotes from multiple carriers. Reviewed by a licensed New York broker.

A tree-lined Brooklyn block
2 min

to send your request. We handle the carrier applications.

1 day

to hear back from a broker. Not a call center.

$0

to get quoted. Brokers are paid by the carrier you choose.

Coverage for what you drive, own and run.

Personal and commercial lines across New York.

Auto Insurance

Auto

New York's minimums are a starting point, not a recommendation.

We quote personal auto across multiple carriers and walk you through what each limit actually protects. Leased or financed through a dealership? We make sure your policy meets the lessor's requirements before you drive off the lot.

25/50/10$50,00025/50
Home, Condo & Co-op Insurance

Home, Condo & Co-op

Insure what it would cost to rebuild, not what you paid.

Brooklyn homes are older, denser and more expensive to repair than most carriers' averages assume. We match the right policy form to how you own: a house, a condo unit or co-op shares.

HO-3HO-6HO-4
Flood Insurance

Flood

Homeowners policies don't cover flood. Most people find out after the storm.

Flood is written separately, either through the National Flood Insurance Program or a private flood market. We compare both and help you decide whether excess flood coverage above NFIP limits is worth it for your property.

$250,000$100,00030 days
Umbrella, Valuables & Recreation

Umbrella & Valuables

Extra protection for the things a standard policy caps.

A personal umbrella sits above your auto and home liability and pays when a serious claim exceeds those limits. Homeowners policies also limit theft coverage on jewelry and collectibles, so valuable items are better scheduled on their own.

$1M+ScheduledBoat & RV
Rental & Apartment Building Insurance

Rental Property

Coverage for buildings you rent out, from a two-family to a mixed-use block.

Landlord coverage is different from a homeowners policy. We write dwelling policies for 1–4 family rentals and habitational and lessor's risk programs for larger and mixed-use buildings.

DP-35+ unitsLoss of rents
Business Insurance

Business

From one work van to a dealership fleet.

We place commercial coverage for small and mid-sized New York businesses: the liability and property basics, the vehicles, and the specialty lines that keep growing companies covered.

BOPCommercial autoBonds

Why Sardex

A real person who answers the phone.

Sardex is an independent brokerage based in Brooklyn. You work directly with a licensed broker who shops your coverage, explains the trade-offs and stays with you after the policy is bound.

Ready when you are.

Two minutes now can save you hundreds at renewal.

Get a quote