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Home, Condo & Co-op Insurance
Insure what it would cost to rebuild, not what you paid.
Brooklyn homes are older, denser and more expensive to repair than most carriers' averages assume. We match the right policy form to how you own: a house, a condo unit or co-op shares.
HO-3Standard policy for 1–4 family houses you live in
HO-6Unit-owner policy for condos and co-ops, covering what the building's master policy doesn't
HO-4Renters coverage for your belongings and liability
What we look at
- Dwelling limits based on current rebuild costs
- Water and sewer backup endorsements, a common Brooklyn gap
- Loss assessment coverage for condo and co-op owners
- Personal liability and medical payments
- Whether flood coverage makes sense for your address
Who it's for
- Buyers who need a binder before closing
- Co-op shareholders meeting board insurance requirements
- Owners of 2–4 family houses who live in one unit
Talk to a broker
Compare home, condo & co-op quotes.
Two-minute request. A licensed broker follows up within one business day.