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Umbrella, Valuables & Recreation

Extra protection for the things a standard policy caps.

A personal umbrella sits above your auto and home liability and pays when a serious claim exceeds those limits. Homeowners policies also limit theft coverage on jewelry and collectibles, so valuable items are better scheduled on their own.

Umbrella, Valuables & Recreation
$1M+Typical umbrella limits, sold in million-dollar layers
ScheduledJewelry, watches and art listed individually at appraised value
Boat & RVWatercraft and recreational vehicle policies

What we look at

  • Underlying auto and home limits the umbrella requires
  • Appraisals for rings, watches and collections
  • Agreed-value coverage for boats
  • Liability for rental use of your RV or boat

Who it's for

  • Homeowners and landlords with assets to protect
  • Anyone who just got engaged
  • Boat and RV owners

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