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Umbrella, Valuables & Recreation
Extra protection for the things a standard policy caps.
A personal umbrella sits above your auto and home liability and pays when a serious claim exceeds those limits. Homeowners policies also limit theft coverage on jewelry and collectibles, so valuable items are better scheduled on their own.

$1M+Typical umbrella limits, sold in million-dollar layers
ScheduledJewelry, watches and art listed individually at appraised value
Boat & RVWatercraft and recreational vehicle policies
What we look at
- Underlying auto and home limits the umbrella requires
- Appraisals for rings, watches and collections
- Agreed-value coverage for boats
- Liability for rental use of your RV or boat
Who it's for
- Homeowners and landlords with assets to protect
- Anyone who just got engaged
- Boat and RV owners
Talk to a broker
Compare umbrella & valuables quotes.
Two-minute request. A licensed broker follows up within one business day.