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Flood Insurance
Homeowners policies don't cover flood. Most people find out after the storm.
Flood is written separately, either through the National Flood Insurance Program or a private flood market. We compare both and help you decide whether excess flood coverage above NFIP limits is worth it for your property.
$250,000NFIP maximum for a residential building
$100,000NFIP maximum for contents
30 daysTypical NFIP waiting period before coverage starts
What we look at
- Your flood zone and whether your lender requires coverage
- NFIP versus private flood pricing and limits
- Excess flood for properties worth more than NFIP covers
- Basement and contents coverage limits
Who it's for
- Owners near the waterfront or in low-lying blocks
- Buyers whose mortgage requires flood coverage
- Commercial property owners
Talk to a broker
Compare flood quotes.
Two-minute request. A licensed broker follows up within one business day.