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Auto Insurance
New York's minimums are a starting point, not a recommendation.
We quote personal auto across multiple carriers and walk you through what each limit actually protects. Leased or financed through a dealership? We make sure your policy meets the lessor's requirements before you drive off the lot.
25/50/10New York's minimum liability limits, in thousands of dollars
$50,000Required no-fault (PIP) coverage for medical bills and lost wages
25/50Required uninsured motorist coverage
What we look at
- Liability limits sized to what you own, not the state minimum
- Supplementary uninsured/underinsured motorist (SUM) coverage
- Collision and comprehensive deductibles that fit your budget
- Gap coverage for leased and financed vehicles
- Discounts for bundling with home, renters or umbrella
Who it's for
- Drivers buying or leasing a new vehicle
- Households adding a teen driver
- Anyone whose renewal went up and wants a second look
Talk to a broker
Compare auto quotes.
Two-minute request. A licensed broker follows up within one business day.